Dr. Erkeda DeRouen is joined again by Dr. Stephanie Pearson. In this episode, Dr. Pearson steers from disability insurances to life insurances. She will give us an insight of the different types of life insurances and how medical professionals and students can choose which type of insurance they can select from depending on their lifestyle.
Unlike disability insurances, life insurances serve more as an umbrella insurance for individuals regarding health, benefits, and other safety nets depending on ones’ lifestyle. For medical students and practitioners, life insurance will be an essential purchase down the line particularly for individuals who plan to start or have a family. Life insurances are customizable and more flexible to change depending on the person and what they want to be more secure about.
Knowing You’re Covered
The importance of why insurance exists is for individuals to be covered in terms of health, giving them an extra life line in case bad things may happen. Being a health practitioner does not always guarantee that you are 100% covered, being that most of them are exposed to contagious illnesses and unwanted accidents. It’s essential to know and measure what you want insurance to cover in your life now, beit medical, education, mortgages, etc.
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