The ProspectiveDoctor Podcast

The Pulse on Physician Protection: Why Life Insurance is a Vital Prescription for Doctors

Dr. Erkeda DeRouen is joined again by Dr. Stephanie Pearson. In this episode, Dr. Pearson steers from disability insurances to life insurances. She will give us an insight of the different types of life insurances and how medical professionals and students can choose which type of insurance they can select from depending on their lifestyle.

[00:21] Re-Introduction of Stephanie Pearson

[03:54] About Life Insurances

[07:26] Why Buy Life Insurance?

[11:05] Difference Between Term and Whole Insurance

[16:22] Figuring Out the Right Coverage For You

[21:00] What Would You Change in the Healthcare System

Life Insurances

Unlike disability insurances, life insurances serve more as an umbrella insurance for individuals regarding health, benefits, and other safety nets depending on ones’ lifestyle. For medical students and practitioners, life insurance will be an essential purchase down the line particularly for individuals who plan to start or have a family. Life insurances are customizable and more flexible to change depending on the person and what they want to be more secure about.

Knowing You’re Covered

The importance of why insurance exists is for individuals to be covered in terms of health, giving them an extra life line in case bad things may happen. Being a health practitioner does not always guarantee that you are 100% covered, being that most of them are exposed to contagious illnesses and unwanted accidents. It’s essential to know and measure what you want insurance to cover in your life now, beit medical, education, mortgages, etc.

You can reach Dr. Pearson through her Facebook, Instagram, and Linkedin, or you may also reach her through her website and landline that is 610 658 325. Or you can email her at stephaniepearsons@pearsonsravitz.com.

To learn more about how MedSchoolCoach can help you along your medical school journey, visit us at Prospective Doctor. You can also reach us through our social media:

Facebook: https://www.facebook.com/MedSchoolCoach

Dr. Erkeda’s Instagram: https://www.instagram.com/doctordgram/

YouTube: https://www.youtube.com/@ProspectiveDoctor

Erkeda DeRouen

Dr. Erkeda DeRouen is a graduate of Hampton University with a B.S. in Biological Sciences, followed by completing medical school at the Boston University School of Medicine. She then completed residency at The University of Maryland Family and Community Medicine Program. After that, she worked at an underserved community health center, and currently is an Associate Medical Director of a telemedicine company. She recently became one of the first 1,000 lifestyle medicine certified physicians in the world! Her areas of interest include: health equity and eliminating health disparities, service of underserved populations, HIV management, transgender care, mentorship, and lifestyle medicine.

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