Dr. Erkeda is joined by Dr. Stephanie Pearson, an OBGYN turned insurance broker who changed her career from a practitioner to safety net provider for medical experts. Almost 10 years ago, Dr. Pearson sustained an injury during an operation procedure and was left with a career unable to pursue the work she studied for. Since then, she’s had a change of heart and now uses her skills and knowledge in the medical industry to help other people who are unintentionally placed in that same position, by creating a disability insurance firm for physicians and other healthcare providers.
- [00:23] Introduction of Dr. Pearson
- [01:57] Adapting to Post-Injury
- [06:49] About Disability Insurances
- [12:55] Advice for Physicians with Disabilities
- [16:56] Group Benefits vs Private Benefits
- [22:36] What Dr. Pearson Would Change in Healthcare
What Happens to Physicians After Injuries
For a professional in the medical field, it can be a confusing moment in life when you suddenly sustain some type of injury. As a practitioner, you would be overwhelmed by the fact that you worked so hard to reach that moment when you get to help people only to be in a position where you are unable to help yourself anymore. This limbo phase does not mean it’s the end for you in the medical field. Sometimes, relying on the support of families, friends, and communities encourages people in this position to do something that can change the way people see the situation. Encouraging individuals to utilize not just the knowledge, but also the skills gained that could still be beneficial for other practitioners. There are many jobs out there that can still take in your knowledge and the skill sets you can do.
Having a Safety Net
For the case of Dr. Pearson sustained an injury that got her out of practice and unable to return. This type of situation isn’t often covered by private benefits and insurances. It’s great to be covered by the company, but field practitioners should also check in with group benefits that could also be more useful if unexpected circumstances were to happen to you while you are at work. One example of which is for women using maternity insurance given by the private company. There has to be a deeper study on the terms and conditions when engaging into the benefit as it does not fully cover underlying occurrences such as miscarriages, wherein group benefits could still act as a safety net for these individuals.
To learn more about how MedSchoolCoach can help you along your medical school journey, visit us at Prospective Doctor.